Helpful Real Estate Resource Articles, from the Humboldt Home Loans Team
Shopping Interest Rates
Some things to know about obtaining interest rates
Singles Buying Together
Determine in advance what happens if it doesn’t work.
Sourcing the Funds
Lenders need to know the source of all funds in a real estate transaction
Supplemental Taxes
Don’t be confused or surprised by this tax liability that occurs in practically all real estate transactions
Taking Title – A New Form
Taking title as Community Property with Right of Survivorship gives married couples the best of two worlds
Tax Deferred Exchanges
Exchanges can be easy, but you must know the rules
The 3 Cs of Borrower Evaluation
Every Lender Evaluates Risk Using This Criteria
Title Insurance
The method selected to hold title has tax ramifications as well as other considerations.
Title Insurance – Basic Information
While seldom used for claim purposes, title insurance represents a bargain for protection purposes
Transfer Disclosure Statement
This form is required in all real estate transactions including “for by sale by owner” sales
TRENDED CREDIT
A look at what the credit future might look like
Trigger Leads . . . Good or Bad for Borrowers?
There Is a Way to Avoid the Annoying Calls
Trigger Leads . . . Good or Bad for Borrowers?
The mortgage business has obviously shrunk due to an uncertain economy, high interest rates, bank volatility and the media constantly predicting eminent recession. The reduced number of loan opportunities has resulted in some bad practices by some lenders. When a borrower seeks a loan and their selected lender (often a mortgage broker) acquires the required […]
Understanding The IRS Code
The IRS uses a certain “language” when referring to real estate transactions
VA LOAN INFORMATION PACKAGE AVAILABLE
The Video is a Little Long But Very Informative