Helpful Real Estate Resource Articles, from the Humboldt Home Loans Team
100% Financing…A Good Idea?
Guaranteed Rural Housing Loan…the only Option Understand the terms before proceeding.
A Weekly Glimpse of Real Estate Finance News
A WEEKLY GLIMPSE OF REAL ESTATE NEW 10/19/26 The FED Faces a Mixed Bag of Financial Information: At the last FED meeting, by unanimous Board agreement, the short-term FED rate was increased by a quarter percent. Remember that raising rates is the best tool the FED has for combating rising inflation. Opinions after the meeting […]
Abusive lending practices
Sub-Prime financing may be coming back. History can keep us from repeating bad practices.
Accessory Units
Accessory Dwelling Unit or Mother-in-Law Unit? Is there a difference?
Acquiring a Loan Via the Internet
It’s very convenient but be sure to examine both the positives and the negatives of online loan applications
Adjustable Rate Mortgages
Learn the “language” of ARM loans
Appraisals – Some Basic Info
What appraisers look for and have to do when appraising a home
APR…What Does It Really Mean
The Annual Percentage Rate is supposed to assist buyers in determining the cost of financing, but it doesn’t always work.
Assistance From Internet Lenders
While convenient, don’t expect much help from those Internet Lenders.
Avoiding Foreclosure
Foreclosure reductions means more emphasis on short sales. Educate yourself before going that route.
Being Best Served by Your Realtor
Tips for working well with your Realtor. Remaining loyal is your best bet.
Bi-Weekly Mortgages
Here’s how to save interest and pay off the mortgage early.
Buy Downs – How They Work
A win-win situation for both buyer & seller
Buy First or Sell First
There is no clear answer to this conundrum
Buyer-Only/Broker – A Review
Why it can be important for a buyer to have their own representation.